What Makes Us Different
We invest alongisde every deal
A portion of our own capital goes into each transaction. That alignment drives faster decisions, fewer surprises, and a true commitment to closing.
Aircraft-first underwriting
We focus on the quality, liquidity, and marketability or the aircraft–then structure around the borrower. Strong collateral matters more than perfect credit.
Private credit flexibility
Operating outside traditional bank constraints allows us to solve transactions that don’t fit rigid lending boxes but still make fundamental sense.
Certainty of execution
When we issue terms, brokers and buyers can rely on them. Our incentives are aligned to close–not to re-trade late in the process.
Who We Serve
tap.capital works with aircraft owners, operators, brokers, and aviation businesses seeking reliable, asset-secured financing.
How We Think About Deals
Asset comes first
Liquidity, market depth, and downside protection drive every decision.
Conservative leverage
Meaningful borrower equity and margin of safety.
Aligned capital
Our capital is invested alongside each loan.
Cash-flow resilience
Sensible amortization over short-term yield.
Return discipline
Risk-adjusted private credit returns, not volume.
No teaser terms
We avoid aggressive pricing that leads to retrades or failed closings.
Our objective is not to win deals on rate–it’s to close durable transactions backed by real aircraft.
Our Process
Direct lender. Streamlined execution. No syndication risk.
Initial Discussion
An introductory conversation to confirm asset fit, transaction objectives, and structural feasibility.
Asset Review
Valuation, maintenance history, title, and lien review.
Term Sheet
Clear, straightforward economics with disciplined structuring.
Documentation & Closing
Efficient documentation and coordinated closing, including FAA filings.
